If you become injured or ill and are hospitalized, your health insurance will pay a portion of your costs. But no plan pays for everything. Your share of the hospital bill, including coinsurance, copays and deductibles could be costly—let alone the extra out-of-pocket expenses that might occur.

Group Hospital Indemnity coverage pays cash benefits directly to you for planned and unplanned hospital stays, including hospitalization due to birth of a child, inpatient surgery, illness and injury. Lump sum benefits are paid for covered hospital admissions, daily stays and more. The money can be used any way you want or need. Pay out-of-pocket medical expenses, like deductibles and co-insurance, or use it to take care of day-to-day expenses, like car payments and utilities. The choice is yours. Plus this plan offers these advantages:

• Pays a lump sum benefit of $1,000 once per plan year for admission into a hospital and $100 per day for an inpatient stay. The plan also includes daily benefits for inpatient substance abuse, mental treatment, rehabilitative and hospice stays and more
• Benefits are paid directly to you
• Guaranteed issue: no medical questions asked to enroll (you may only enroll during open enrollment, as a new hire or due to a qualifying life event)
• Flexibility to use the benefit money to address out-of-pocket-expenses like transportation and meals for family members, help with child care, or lost income from missing work
• Ability to keep your coverage if you leave Iron Mountain (with certain stipulations)
• Who is eligible?
  • You — if you are an active employee
  • Your spouse — coverage is available only if Employee coverage is elected
  • Your child(ren) — to age 26. Coverage is available only if Employee coverage is elected

Answers about the plan, including eligibility, options, enrollment, customer service and more.